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All posts by Ankur

Corona forced us to learn from our money habits.

Posted on April 15, 2020April 15, 2020Author AnkurPosted in Personal, Post1 Reply

The Corona crisis has upended our lives, suddenly a trip to the grocery store is the biggest outing of my week. Everyone’s facebook and instagram timelines are more like #latergram and no projections of great lives. Instead its all about survival, and waiting it out. The crisis has also led us to evaluating our money…

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Surviving Job loss in Germany : Read this!

Posted on March 18, 2020July 8, 2020Author AnkurPosted in Coronavirus in Germany, Financial Planning, Post, RantLeave a Reply

It is all very convenient to write as a blogger to invest the dips, and I did this too last week! Lets get real, we are facing a very high chance of recession and job loss soon. Thus surviving job loss is a very real theme for so many of us. Why talking about surviving…

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Staying sane when the Stock Market Crash has eaten your savings!

Posted on March 12, 2020March 13, 2020Author AnkurPosted in Financial Planning, Index Funds and Stocks, PostLeave a Reply

Couple of days ago I talked about Surviving Stock Market crash of 2020, the market, oil and bitcoin all are going down south. My portfolio is at -7%, 2.5 years of regular investing has vanished. It could simply go down further but it will not crush my Financial independence dreams. How can I stay clam…

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Survival guide to the 2020 Stock Market crash

Posted on March 9, 2020June 12, 2020Author AnkurPosted in Financial Planning, Index Funds and StocksLeave a Reply

Today after three weeks of volatility, the markets, oil and bitcoin are all in a free fall. An year ago I had talked about the impending recession and the market was going all up! This morning we have the first red signs of the 2020 Stock market crash, some already call today as the Black…

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Investing is complicated. Read this if you agree.

Posted on January 21, 2020May 30, 2020Author AnkurPosted in Financial Planning, Progress ReportLeave a Reply

When there are dozens of books and hundreds of blogs offering great advice, why do it still feel that investing is complicated? I hold a business degree, and have studied a little bit of accounting, cost accounting, financial management and economics. I have also been interested in economics for a while, and yet I felt…

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Buying/Selling Property in India as an NRI from Germany

Posted on January 15, 2020October 19, 2020Author AnkurPosted in Financial Planning, Real Estate4 Replies

This post is a little different theme from the usual ones, more focused on Indians who moved to Germany and need to figure out property/real estate matters in India. This is because I see these questions being asked in various forums about property in India as an NRI from Germany. ….am I an NRI? NRI…

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When you fail to reach savings goals – Survival checklist!

Posted on January 3, 2020January 3, 2020Author AnkurPosted in Financial Planning, Personal, Rant4 Replies

I have a confession to make in this post. In the months of November and December, I failed to reach savings goals. I saved nothing in November and saved half of what I wanted to in December. Es ist mein schuld! It is my fault (schuld is also used as the German word for debt!)…

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Lessons from actual monthly budgets in Germany

Posted on November 26, 2019January 3, 2020Author AnkurPosted in Financial Planning2 Replies

This November, the Reddit Finanzen group had an explosion of budget threads. Many users shared then own actual monthly budgets in Germany and then there were shitposts… As Budgeting is an important step towards financial independence, it just made sense to write this post. Even since I moved to Germany from India, I have noticed…

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Is debt bad for Financial Independence?

Posted on November 13, 2019November 26, 2019Author AnkurPosted in PostLeave a Reply

Here’s a confession, I do like to watch Dave Ramsey on Youtube, his take no prisoners approach is quite entertaining. Yet, he often is condescending, which seems unnecessary at times. After-all, people are calling him for his support and reaching out is always a good positive step. Dave Ramsey is also often considered as a…

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Achtung! We can still fail to achieve Financial Independence

Posted on November 5, 2019November 26, 2019Author AnkurPosted in Personal, PostLeave a Reply

Let me state out this in the first sentence, “I am not an expert on this topic, I am fiddling around and will help you figure what I already know. I am not even 7% of my FI Target and I can still fail to achieve financial independence” But, I am confident that I will…

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