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Personal Post

Announcing Money First and free Book Giveaway

2020 has been a strange year, of many firsts for all of us. Here’s my big first time project: Writing a book! It is called MONEY FIRST, and I am very excited to share it with you! My book will answer questions like, How does banking work in Germany, how can I save on bank […]

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Personal Post

Corona forced us to learn from our money habits.

The Corona crisis has upended our lives, suddenly a trip to the grocery store is the biggest outing of my week. Everyone’s facebook and instagram timelines are more like #latergram and no projections of great lives. Instead its all about survival, and waiting it out. The crisis has also led us to evaluating our money […]

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Financial Planning Personal Rant

When you fail to reach savings goals – Survival checklist!

I have a confession to make in this post. In the months of November and December, I failed to reach savings goals. I saved nothing in November and saved half of what I wanted to in December. Es ist mein schuld! It is my fault (schuld is also used as the German word for debt!) […]

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Financial Planning Personal Post Real Estate

Why we have to delay buying our home

I have not been a keen imitator is template dreams, I still do not own a car, and have argued against buying an apartment at home. However, recent changes in the local European interest rates, changes in life situation and simply higher rents made me start believing that we could own a home. However, recent […]

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Personal Post

Achtung! We can still fail to achieve Financial Independence

Let me state out this in the first sentence, “I am not an expert on this topic, I am fiddling around and will help you figure what I already know. I am not even 7% of my FI Target and I can still fail to achieve financial independence” But, I am confident that I will […]

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Financial Planning Personal Post

Financial Independence is worthwhile for me, you and everybody. Period.

Have you come across internet posts which label the FIRE movement as a cult, or how meaningless life will be if you retire at 40, or how FIRE is all about those people who hate their jobs? My answer to them all is Nein, Nein Nein! Financial Independence (sans retirement) is a worthwhile pursuit meant […]

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My Money Mistakes Personal Post Series

My Money Mistakes – 2019 edition

While we are on the topic of my relationship with money, I would kick start the series of My Money Mistakes and make it an annual edition. The year is yet to close, but I think I have already done the worst ones. Each year I make stupid money mistakes, which I mentally tag into […]

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Personal Post

Decoding my relationship with money

The reason behind sharing this personal story is to decode my relationship with money, this post also puts out into public the story of family’s struggles over the years. As mentioned in About Me, I am from India, my parents continue to live in India. Born into a relatively wealthy family, my father opted out […]