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How much should you have saved in your 30s,40s and more?

There are far too many blog posts talking about what your ideal networth should be in your 30s, 40s and more. I do not find a good mathematical basis for it, some of us are late bloomers and others early. Today I found a study which gives actual baselines in Germany. The graph details out […]

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Financial Planning Germany financial products Post

Guide to Income tax in Germany

I have been asked to write about personal income taxes in Germany and the German tax system a few times. Things get complicated with taxes when you are an immigrant, like an NRI from India with income in India and work in Germany. How do you then pay taxes in Germany and file tax returns? […]

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Financial Planning Real Estate

Buying/Selling Property in India as an NRI from Germany

This post is a little different theme from the usual ones, more focused on Indians who moved to Germany and need to figure out property/real estate matters in India. This is because I see these questions being asked in various forums about property in India as an NRI from Germany. ….am I an NRI? NRI […]

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Is debt bad for Financial Independence?

Here’s a confession, I do like to watch Dave Ramsey on Youtube, his take no prisoners approach is quite entertaining. Yet, he often is condescending, which seems unnecessary at times. After-all, people are calling him for his support and reaching out is always a good positive step. Dave Ramsey is also often considered as a […]